Solutions & Services
Innovative Employee Benefits Strategies for Middle-Market and Large Employers
Today's healthcare environment demands more than traditional insurance renewals. Employers need strategic solutions that control costs, improve outcomes, and support long-term business objectives.
Marsha Marrullier partners with organizations employing 50 to 5,000+ employees to design customized employee benefits and risk management strategies that transform healthcare spending into a strategic business investment.
Alternative Funding Strategies
Self-Funding & Level-Funding Solutions
Take greater control of healthcare spending through funding arrangements designed to improve transparency, flexibility, and long-term financial performance.
Services Include:
• Self-Funded Plan Evaluation and Design
• Level-Funded Program Analysis
• Claims Data Analysis and Benchmarking
• Stop-Loss Strategy and Negotiation
• Underwriting Review and Risk Assessment
• Ongoing Financial Performance Monitoring
Medical Captive Solutions
Captive arrangements provide employers with an opportunity to stabilize costs, improve cash flow, and participate in underwriting profits while sharing risk with like-minded organizations.
Services Include:
• Captive Feasibility Analysis
• Group and Single-Parent Captive Solutions
• Financial Modeling and Risk Assessment
• Captive Evaluation and Placement
• Ongoing Captive Performance Review
Pharmacy Benefit Management (PBM) Strategies
Pharmacy costs continue to be one of the fastest-growing healthcare expenses. Strategic PBM solutions can significantly reduce costs while improving member outcomes.
Services Include:
• PBM Contract Analysis
• Pharmacy Carve-Out Strategies
• Specialty Drug Management
• International Sourcing Solutions
• Formulary Optimization
• Clinical Program Evaluation
Cost Containment & Population Health
We help employers identify opportunities to improve employee health while managing long-term healthcare costs.
Services Include:
• Cost Containment Programs
• Chronic Disease Management Strategies
• Population Health Initiatives
• Data Analytics and Reporting
• Plan Design Optimization
• Comprehensive Network Evaluation
• Wellness and Engagement Strategies
Risk Management & Compliance
Protect your organization through proactive risk management and compliance guidance.
Services Include:
• ACA and ERISA Guidance
• Benefits Compliance Support
• Multi-State Employer Strategies
• Risk Assessment and Mitigation
• Regulatory Updates and Education
• International Medical Coverage for US Companies
Strategic Employee Benefits Consulting
Every organization is unique. We work directly with executive leadership teams to develop customized strategies aligned with business objectives.
Services Include:
• Executive Benefits Consulting
• Benefits Benchmarking
• Vendor Management and Procurement
• Renewal and Marketing Strategy
• Employee Communication Strategies
• Ongoing Strategic Planning
Network Strategy & Provider Access
• Managed Care Network Evaluation
• Provider Access Analysis
• Network Disruption Studies
• Multi-State Network Assessments
• Hospital and Health System Alignment
• Geographic Access Reviews
Industries Served
Manufacturing • Healthcare • Construction • Transportation & Logistics • Professional Services • Hospitality. Multi-State Employers